You agree to the privacy policy below, and the Privacy Policy for Substack, the technology provider.

Last updated: October 24, 2024

Introduction

This Privacy Policy describes how James B. Fannin ("we," "us," or "our") collects, uses, and discloses your information when you use our websites:

  • jamesfannin.substack.com

  • jamesbfannin.biz

  • isitfriday.com

  • jbfventuresllc.com

  • primepickr.com

  • mybetterstuff.com

This policy complies with the California Consumer Privacy Act (CCPA) and the EU General Data Protection Regulation (GDPR).

Legal Basis for Processing (GDPR)

We process your personal data under the following legal bases:

  • Consent: When you explicitly agree to the processing of your data

  • Contract: When processing is necessary to fulfill our contractual obligations

  • Legitimate Interests: When processing is necessary for our legitimate business interests

  • Legal Obligation: When processing is required to comply with the law

Information We Collect

Personal Information

We collect and store only the following information that you provide directly to us:

  • Name

  • Email address

For financial transactions:

  • We DO NOT store credit card information

  • Payment processing is handled by secure third-party payment processors

  • We maintain only transaction records necessary for business and tax purposes

  • No sensitive financial information is stored on our servers

Categories of Personal Information (CCPA)

In the past 12 months, we have collected:

  • Identifiers (name, email address)

  • Commercial information (products or services purchased)

  • Internet activity (browsing history, search history)

  • Geolocation data (IP address)

Data Sharing Practices

  • Information is only shared between our owned and operated domains listed above

  • We DO NOT sell your personal information to any third parties

  • Information sharing with external parties is strictly limited to:

    • Processing payments for orders

    • Fulfilling subscriptions

    • Legal requirements

    • Protecting against fraud or unauthorized transactions

Usage Data

We automatically collect certain information when you visit our websites, including:

  • Browser type

  • Access times

  • Pages viewed

  • IP address

  • Device information

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including:

  • As long as needed to provide you with our services

  • As required to comply with legal obligations

  • As necessary to resolve disputes

  • For the establishment, exercise, or defense of legal claims

Your Privacy Rights

For California Residents (CCPA Rights)

You have the right to:

  • Know what personal information we collect and how it is used and shared

  • Delete your personal information

  • Opt out of the sale of your personal information

  • Non-discrimination for exercising your rights

To exercise these rights, please contact us using the information in the Contact section.

For EU Residents (GDPR Rights)

You have the right to:

  • Access your personal data

  • Rectify inaccurate personal data

  • Erase your personal data ("right to be forgotten")

  • Restrict the processing of your personal data

  • Data portability

  • Object to processing

  • Withdraw consent at any time

  • Lodge a complaint with a supervisory authority

Response Timing

We will respond to all legitimate requests within:

  • 45 days for CCPA requests

  • 30 days for GDPR requests

International Data Transfers

For EU residents, we ensure appropriate safeguards are in place when transferring your data outside the EEA, including:

  • Standard contractual clauses

  • Appropriate security measures

  • Ensuring adequate data protection standards

Cookie Policy

We use essential and analytical cookies to improve your experience. You can control cookies through your browser settings. For EU users, we obtain consent before placing non-essential cookies.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

  • Encryption of sensitive data

  • Regular security assessments

  • Access controls

  • Secure data storage

  • Regular security training for personnel

  • Incident response procedures

However, no method of transmission over the Internet or electronic storage is 100% secure.

Children's Privacy

Our services are not directed to children under 13 years of age (16 in the EU). While children may access our websites, we do not knowingly collect personal information from children under these ages. If you believe we have inadvertently collected such information, please contact us to have it removed.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. For material changes, we will provide additional notice as required by law.

Data Protection Officer

For EU privacy matters, you can contact our Data Protection Officer at support@jamesbfannin.biz

Contact Information

For privacy-related inquiries or to exercise your rights, please contact us at support@jamesbfannin.biz

For California residents: Toll-free number: 800-377-5671 Email: support@jamesbfannin.biz

Jurisdiction

This Privacy Policy is governed by the laws of the State of Texas, United States. Any disputes relating to this Policy shall be subject to the exclusive jurisdiction of the state and federal courts located in Guadalupe County, Texas, except where prohibited by applicable law. For EU residents and other jurisdictions with mandatory local legal requirements, this choice of jurisdiction does not deprive you of any mandatory consumer protections under the laws of your country of residence.

© 2024 Jim Fannin

Publisher Terms

Substack

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